Call us to schedule an appointment   (812) 590-2771

Schedule an appointment
(812) 590-2771

Knowledge.   Empathy.   Passion.

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Knowledge.   Empathy.   Passion.

We are compassionate professionals in Estate Planning and Elder Law.

We are compassionate professionals in Estate Planning and Elder Law.

Seniors and their families often seek the advice of an elder law attorney during a time of personal need, as a result of a crisis, or following an emergency when they need to make crucial decisions. Don’t wait until something happens to get your questions answered.


We provide Elder Law and Estate Planning for residents of Indiana and Kentucky.

  • Estate Planning
  • Elder Law
  • Medicaid and Medicare
  • Long Term Planning
  • Guardianships
  • Wills and Trusts
  • Probate and Estate Administration


At Timmel Associates our first priority is helping aging persons and their families maximize their income and protect their assets. Our consultations include care options, legal implications of asset management, discussion about looming financial issues related to the care options and the availability of different funding sources.


Elder law is our passion. As a member of the National Association of Elder Law Attorneys and certified to practice with the Veteran’s Administration, we focus on the areas of: estate planning, asset protection and long term care issues. Please feel free to contact our office with any questions you may have.

Licensed in Indiana and Kentucky

We look forward to the privilege of serving you and your family.

Estate Planning

Estate Planning

What happens if…

An estate plan means your family and friends won’t have to guess your wishes. You can control what happens with your assets after your death. It may also keep your estate out of probate, helping ensure your goals are fulfilled by a person you choose of your choosing – transferring assets to the persons you have identified to receive them.


The administration of a will has a level of monitoring by the Court.  When heirs are not trusting of each other, court supervision may be desirable because the Executor will need to prepare an Inventory of all assets owned solely by the decedent at death.  At the end of the administration, the Executor will have to satisfy the Court &/or heirs that assets have been distributed pursuant to the terms of the Will.



With a trust, you put your assets in the name of the trust and then you or another person you choose manages those “trust assets”. At your death, the Trustee will administer the trust assets pursuant to the terms of the trust. The responsibilities of the Trustee and his obligation to the beneficiaries will be clearly identified. Unlike probate, the trust is generally private and not supervised by the Court.

Timmel Associates is here to help you protect the proper transfer of your assets to those you love.


  • Do your heirs get along with each other? (Are they influenced by others who may instigate problems?)
  • Do you want your estate to be private?
  • Do your heirs need asset protection?
  • Do your heirs have circumstances that they need protection?
  • Assets held in your individual name require some type of administration at your death.
  • Do your heirs get along with each other? (Are they influenced by others who may instigate problems?)
  • Do you want your estate to be private?
  • Do your heirs need asset protection?
  • Do your heirs have circumstances that they need protection?
  • Assets held in your individual name require some type of administration at your death.

Let us tailor a plan for your family’s future.

Asset Protection

Asset Protection

You’ve seen the ads:
“Don’t let a nursing home take all your assets.”

At Timmel Associates we consider more than just the bottom line of your assets when setting up your plan to maximize the options available to pay for your care as circumstances change. Some plans involve estimating the cost of care for a projected number of months and identifying the source of payment.


  • Did your ancestors need assistance with activities of daily living in their last months/years of life?
  • Will family member or friends be available and reliable to help with care?
  • Do you need to preserve assets for a spouse or disabled child?
Asset Protection

“Timmel Law is not only expert and diligent, but also personable, down-to-earth and genuine. They have been instrumental in helping our family through complex and challenging circumstances; specifically with our elderly parents regarding medical costs, estate planning, assisted living and access to a new benefit with the VA. Without hesitation, I recommend Timmel Law.”

Ron McKulick

We can help you protect your assets and loved ones.

Long-term Care & Medicaid

Long-term Care & Medicaid

Where do they go?
What do they do?
How do they pay?

We listen every day to relatives of individuals who are going to be discharged from a hospital, but are not well enough to return home.

Our clients live in or are relocating to Kentucky and Indiana – states which each have very different Medicaid rules. Many of our clients have family and friends in both states. So, when they leave the nursing home they frequently have questions: Where do they go? What do they do? How do they pay?

We are qualified to discuss the pros and cons of deciding if, all facts considered, one state is the better choice in order to qualify for Medicaid. Timing of this decision is especially critical for a married couple.

While families attend to the needs of their loved ones in need of long term care, we guide them through the many steps necessary to create a plan that may also protect assets for the spouse, a disabled child, or other family members still living in the community, while maximizing financial and care opportunities.


  • How critical is the price of long term care?
  • What locations are preferred for long term care services?
  • Do you have long term care insurance to help with the cost of care?
Asset Protection

“We have utilized Timmel Law for several different legal matters over the years including Estate Law, Elder Law, Family Law, and Wills & Trusts. We can’t imagine having anyone else service our needs. We highly recommend Peggy Timmel and Timmel Law for your legal needs.”

Doug and Valerie Rawlings

Timmel Law will help you navigate these vital decisions.

Veterans Benefits

Veterans Benefits

Explore your VA benefit eligibility.

As attorneys certified to practice by the Veterans Administration and daughters of veterans, we are honored to consult with veterans and their families to explore eligibility for benefits through the VA.

The Aid & Attendance Pension is the non-service related benefit most frequently requested by our clients because it helps the family afford to keep the veteran at home with qualified help for a longer time. Additionally, it may be easier to qualify for than Medicaid.

More importantly, we know how to qualify for the benefit without interfering with the possible need for Medicaid assistance in a long term care facility.

Timmel Associates would count it a privilege to help you and your loved ones explore your VA benefit eligibility. Please give us a call so we can help you gain the VA benefits you so richly deserve.

Veterans Benefits

We can help you gain the VA benefits you so richly deserve.

Probate & Estate Administration

Probate and Estate Administration

If you don’t have legal documents – you need them.

If you are injured or have a serious illness, who will make medical decisions for you and who makes financial decisions to manage your stuff and pay your bills?
Maybe you simply need to update your current documents.
At Christmas 2016, Peggy gave her 20-something nieces and nephews Powers of Attorney and Health Care Directives with Living Will provisions as gifts, showing just how important we think it is for everyone to have these documents.

Probate & Estate Administration

I know when I go through Timmel Law things will get taken care of. I have always had a great experience and every family that I have referred have also said the same thing.

Linda Mardis

Make an appointment to prepare or update your estate planning documents!



Join us!

REGISTER NOW for one of our upcoming FREE educational workshops.

We now have non-contact options.  Contact the office at (812) 590-2771 to schedule.

Upcoming Workshops

Indiana Workshops
Timmel Associates – 2733 Charlestown Rd. New Albany, IN
(or as an online video link)

Date Time
Tuesday, July 2 10am
Tuesday, July 9 10am
Thursday, July 11 1pm
Tuesday, July 16 1pm
Thursday, July 18 10am
SATURDAY, July 20 10am
Tuesday, July 23 10am
Thursday, July 25 1pm

Kentucky Workshops
Central Bank Meeting Room – 9300 Shelbyville Rd. 2nd floor
Louisville, KY (or as an online video link)

Date Time
Wednesday, July 10  2pm
Wednesday, August 07 2pm
Wednesday, September 04 2pm
Wednesday, October 02 2pm

We will be happy to arrange a workshop for you.
Group workshops (churches, nursing homes or other groups) may be scheduled at your location upon request.


About Us


Known as a friendly firm that genuinely cares for the special needs of seniors, we treat each client with dignity and respect. Timmel Law would consider it a privilege to serve you. It is our promise to go the “extra mile” to assist you and your family.

Peggy Timmel


Peggy is licensed to practice law in both Kentucky and Indiana. Since her admission to the Kentucky Bar in 1987 (admitted in Indiana in 2004), she has held a variety of positions that have allowed her to use her education including: corporate counsel, trust counsel, trust administrator and associate in private practice, and administration of estates and trusts.

Peggy recognizes that many of her clients have needs far greater than legal when dealing with planning for aging or debilitating conditions: Spirituality/Purpose, Housing, Health and Wellness, Life Enrichment/Dignity, Financial Planning, and Bereavement. She has developed affiliations with numerous professionals able to address these areas of concern.

Jessica Richards


Jessica grew up in Louisville and has lived in the area most of her life. She currently lives in the Highlands with her husband, a New Albany native, and their two daughters.  Jessica earned her undergraduate degree in Telecommunications from the University of Kentucky, and graduated cum laude from the University of Louisville Brandeis School of Law. While in law school, Jessica participated in Moot Court, served as a Research Assistant, and was an Editor for Law Review.  Jessica is licensed to practice law in both Indiana and Kentucky.

As the daughter of a veteran, one of her first goals when joining Timmel Associates was to obtain her Veterans Affairs accreditation. Jessica is passionate about helping veterans receive the benefits that they deserve.

Julie Powell

Julie Powell

Office Manager & Senior Paralegal

Rita Reckner

Paralegal – Medicaid

Rachel Rivers

Paralegal – Drafting
Director of Operations

Sarah Harman

Paralegal – Probate & Guardianship
Marketing Lead

Aubrie Crim

Aubrie Crim

Paralegal – Funding & VA

Aubrie Crim

Tammy Austin

Paralegal Assistant – Medicaid

Savannah Conrad

Savannah Conrad

Client Services Coordinator

Aubrie Crim

Evelyn Embry

Client Services Coordinator


Lawyers With Purpose
Lawyers With Purpose
Timmel Associates BBB Business Review

We’d love to hear from you!

Call us at

(812) 590-2771

or use the form below.